Stamp Duty in Australia: A Complete State-by-State Guide for 2026
Stamp duty (also called transfer duty) is a state government tax charged when you purchase property in Australia. It is generally calculated as 3–5% of the purchase price using progressive brackets, making it one of the largest upfront costs for property buyers.
Stamp duty rates, thresholds, and exemptions vary by state and territory. This guide covers the current rates for 2026 across all of Australia.
How Stamp Duty Is Calculated
Stamp duty uses progressive brackets — similar to income tax. You pay a lower rate on the first portion of the purchase price, with higher rates applying to amounts above each threshold. The duty is calculated on the property's sale price or market value, whichever is greater.
For a quick estimate based on your specific property, use our free stamp duty calculator.
State-by-State Stamp Duty Summary
| State | Duty on $600K Property | Duty on $1M Property | FHB Exemption Threshold |
|---|---|---|---|
| NSW | ~$22,000 | ~$40,000 | Up to $800,000 |
| VIC | ~$31,000 | ~$55,000 | Up to $600,000 |
| QLD | ~$20,000 | ~$35,000 | Up to $700,000 |
| WA | ~$18,000 | ~$37,000 | Up to $430,000 |
| SA | ~$26,000 | ~$47,000 | Up to $650,000 |
| TAS | ~$22,000 | ~$40,000 | Up to $750,000 |
| ACT | ~$15,000 | ~$30,000 | Full exemption (income test) |
| NT | ~$24,000 | ~$47,000 | Up to $650,000 |
Figures are approximate guides — use our stamp duty calculator for accurate calculations.
First Home Buyer Exemptions and Concessions
Every state offers stamp duty relief for first home buyers, though eligibility and thresholds vary significantly:
- NSW: Full exemption on properties up to $800,000. Concessions on properties up to $1,000,000.
- VIC: Full exemption on properties up to $600,000. Concessions up to $750,000.
- QLD: Full concession on homes up to $700,000 for first home buyers. Concessions up to $800,000.
- WA: Full exemption on properties up to $430,000. Concessions up to $530,000.
- SA: Full exemption on properties up to $650,000 for new and established homes.
- TAS: 50% discount on homes up to $750,000 for first home buyers.
- ACT: Full stamp duty exemption for eligible first home buyers with household income under $160,000.
- NT: Full exemption on established homes up to $650,000.
Tips to Reduce Your Stamp Duty
- Check first home buyer eligibility: Even if you have owned property overseas, you may still qualify as a first home buyer in some states.
- Buy off the plan: Some states offer stamp duty savings when purchasing off-the-plan apartments.
- Consider the ACT model: The ACT is phasing out stamp duty entirely in favour of an annual land tax.
- Time your purchase: If you are close to a threshold, even a small reduction in purchase price can save thousands in stamp duty.
Calculate Your Stamp Duty Now
Stamp duty varies based on your state, property value, and buyer status. Use the LookingToSell stamp duty calculator for an instant, accurate estimate — or try the full moving costs calculator to see stamp duty alongside every other buying and selling cost.